diff --git a/authorization.proto b/authorization.proto
index 2e0a20a..3179650 100644
--- a/authorization.proto
+++ b/authorization.proto
@@ -14,22 +14,23 @@ service AuthorizationService {
 
   rpc UserLoginSendOTP(UserSendOtpReq) returns (UserSendOtpRes) {}
   rpc UserLoginWithOTP(UserLoginReq) returns (UserAccessTokenRes) {}
-  rpc UserGetAccessTokenByRefreshToken(UserRefreshTokenReq) returns (UserAccessTokenRes) {}
+  rpc UserGetAccessTokenByRefreshToken(UserRefreshTokenReq)
+      returns (UserAccessTokenRes) {}
 
   rpc UserGetUserPermission(InternalIAM) returns (PermissionList) {}
 
   rpc UserGetIdentity(InternalIAM) returns (Identity) {}
   rpc UserUpdateIdentity(UserUpdateIdentityReq) returns (base.StatusRes) {}
 
-  rpc UserGetBankInfoList(InternalIAM) returns (BankInfoList) {}
+  rpc UserGetBankInfoList(ReqWithIAMAndParams) returns (BankInfoList) {}
   rpc UserUpdateBankInfo(UserUpdateBankInfoReq) returns (base.StatusRes) {}
   rpc UserRemoveBankInfo(IdReqWithIAM) returns (base.StatusRes) {}
 
   rpc GetUser(GetUserReq) returns (User) {}
 
   // Two Factor Authentication
-  // For now it's only SMS-OTP - later will be Email-OTP or other methods can be added
-  // For HMAC-OTP there won't be a need to call this api
+  // For now it's only SMS-OTP - later will be Email-OTP or other methods can be
+  // added For HMAC-OTP there won't be a need to call this api
   rpc SendTFAReq(TFAReq) returns (base.StatusRes) {}
   // For HMAC-OTP an initialization step must be added to exchange keys
   rpc InitTFAReq(InternalIAM) returns (TFAExRes) {}
diff --git a/authorization_message.proto b/authorization_message.proto
index 4f4e273..ff97b8e 100644
--- a/authorization_message.proto
+++ b/authorization_message.proto
@@ -6,9 +6,7 @@ package authorization;
    Internal
 */
 
-message InternalInitRoutesReq {
-  repeated InternalRoute routes = 1;
-}
+message InternalInitRoutesReq { repeated InternalRoute routes = 1; }
 message InternalRoute {
   string path = 1;
   string method = 2;
@@ -30,20 +28,14 @@ message Permission {
   string method = 5;
 }
 
-message PermissionList {
-  repeated Permission list = 1;
-}
+message PermissionList { repeated Permission list = 1; }
 
 /*
    UserSendOtp
 */
 
-message UserSendOtpReq {
-  string mobile = 1;
-}
-message UserSendOtpRes {
-  int64 expired_at = 1;
-}
+message UserSendOtpReq { string mobile = 1; }
+message UserSendOtpRes { int64 expired_at = 1; }
 
 /*
    UserLogin
@@ -53,9 +45,7 @@ message UserLoginReq {
   string mobile = 1;
   string otp_code = 2;
 }
-message UserRefreshTokenReq {
-  string refresh_token = 1;
-}
+message UserRefreshTokenReq { string refresh_token = 1; }
 message UserAccessTokenRes {
   string access_token = 1;
   int64 access_expired_at = 2;
@@ -75,13 +65,16 @@ message CheckIAMReq {
 message InternalIAM {
   User user = 1;
   IdentityBasic identity = 2;
-  repeated Company company = 3; 
+  repeated Company company = 3;
 }
 message IdReqWithIAM {
   int64 id = 1;
   InternalIAM iam = 2;
 }
-
+message ReqWithIAMAndParams {
+  InternalIAM iam = 1;
+  map<string, string> params = 2;
+}
 
 /*
    User
@@ -159,9 +152,7 @@ message UserUpdateBankInfoReq {
   string card_number = 4;
 }
 
-message BankInfoList {
-  repeated BankInfo list = 1;
-}
+message BankInfoList { repeated BankInfo list = 1; }
 
 // Status 0: Fail Verify, 1: Verified, 2: Does not Match user's credential
 enum BankInfoStatusEnum {
@@ -189,7 +180,8 @@ message TFAReq {
   InternalIAM iam = 1;
   optional string mobile = 2;
   optional string email = 3;
-  optional string reason = 4; // issued jwt reason -> can be login, redeem, withdrawal
+  optional string reason =
+      4; // issued jwt reason -> can be login, redeem, withdrawal
 }
 
 // Two Factor Authentication Exchange Response
diff --git a/base_message.proto b/base_message.proto
index a6fdfe3..0ac5832 100644
--- a/base_message.proto
+++ b/base_message.proto
@@ -7,7 +7,6 @@ message Empty {}
 message StatusRes {
   bool success = 1;
 }
-
 message IdRes {
   int64 id = 1;
 }