diff --git a/auth/v1/msg.proto b/auth/v1/msg.proto
index 0d5020b..51db28b 100644
--- a/auth/v1/msg.proto
+++ b/auth/v1/msg.proto
@@ -75,8 +75,8 @@ message CheckIAMReq {
 message InternalIAM {
   User user = 1;
   IdentityBasic identity = 2;
-  repeated Company company = 3;
 }
+
 message IdReqWithIAM {
   int64 id = 1;
   InternalIAM iam = 2;
@@ -110,6 +110,7 @@ message Company {
   bool can_provide_bnpl = 5;
 }
 
+// Identity is bound to current user's real identity
 message Identity {
   string national_id = 1;
   string national_serial_id = 2;
@@ -141,6 +142,7 @@ message Identity {
 message IdentityBasic {
   string first_name = 1;
   string last_name = 2;
+  optional Company company = 3;
 }
 
 message UserIdentityBasic {
@@ -236,7 +238,6 @@ message Recipient {
   optional string last_name = 3;
   optional int64 user_id = 4;
   optional string public_key = 5;
-
 }
 
 message LookUpNameReq {
diff --git a/wallet/v1/msg.proto b/wallet/v1/msg.proto
index d8533c4..312910c 100644
--- a/wallet/v1/msg.proto
+++ b/wallet/v1/msg.proto
@@ -145,6 +145,7 @@ message UserBNPLResp {
   optional string updated_at = 12;
   optional string created_at = 13;
   Asset selected_asset = 14;
+  optional string rejection_reason = 15;
 }
 
 message UserBNPLReq {