docs: capture refactor workflow and project memory

report/mind-map.md

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+# Darano mind map
+
+```text
+Darano tokenization platform
+├── Customers and assets
+│   ├── Mellat Bank: primary customer and IPG rail
+│   ├── Real estate: principal real-world asset
+│   └── Token publisher: authorized ICO inventory owner
+├── Customer product
+│   ├── Login, identity, TFA, bank information
+│   ├── Projects and token discovery
+│   ├── Wallets, balances, trustlines
+│   ├── Buy, deposit, transfer, withdraw, redeem
+│   ├── Marketplace orders and history
+│   └── BNPL and referral commissions
+├── Financial orchestration
+│   ├── API gateway -> gRPC services
+│   ├── Wallet/Market -> validation and settlement
+│   ├── PostgreSQL -> operational state
+│   ├── Redis -> locks/cache
+│   └── RabbitMQ/Watermill -> transaction commands/events
+├── Sources of truth
+│   ├── GL -> primary append-only financial truth
+│       ├── Immutable double-entry journals
+│       ├── Transaction lifecycle events
+│       ├── Available/frozen/clearing/treasury accounts
+│       ├── Balance and journal explorer
+│       ├── Mirror transport: implemented foundation
+│       ├── Mandatory availability gate: missing
+│       ├── Critical health plus OTel incident reporting: missing
+│       └── Reconciliation: missing
+│   └── Kuknos (Stellar compatible) -> secondary settlement truth
+│       ├── Required together with GL in normal mode
+│       └── Manual operator disable mode: missing
+├── Operations
+│   ├── Django AdminPanel
+│   ├── Direct DB writes: current invariant bypass
+│   ├── DevOps/Traefik/Compose
+│   └── Monitoring and alerting
+└── Main work remaining
+    ├── Correct event command lifecycle
+    ├── Fixed-point money end to end
+    ├── GL fail-closed gate, startup/deployment, and reconciliation
+    ├── Trustline and reserved-balance GL model
+    ├── Critical health and OpenTelemetry incident reporting
+    └── End-to-end domain/outage tests
+```