diff --git a/REFACTORING-AUDIT.md b/REFACTORING-AUDIT.md
index 7e13988..b6f849c 100644
--- a/REFACTORING-AUDIT.md
+++ b/REFACTORING-AUDIT.md
@@ -396,3 +396,4 @@ Migration order implied by the map: isolate shared infrastructure constructors (
 - Repository-backed wallet/federation find-or-create orchestration is now application-owned with injected repositories and federation creation callback; `UserInitWallet` delegates it while retaining transaction scope. Full Wallet tests pass in `63d4d52`; transaction recording and rollback policy extraction remains.
 - Trustline transaction construction is now application-owned and tested; the service still performs the insert and rollback decisions at the transaction boundary. Full Wallet tests pass in `1999ec0`; rollback policy extraction remains.
 - `UserInitWallet` now uses named-return transaction finalization: successful execution commits, while any returned error rolls back (including failures after key recovery or trustline submission). Full Wallet tests pass in `4e4f2af`; broader integration coverage remains before W005 completion.
+- Commit-on-success and rollback-on-error behavior is covered by focused application tests in addition to the service wiring. Full Wallet tests pass in `3bc9591`; broader integration coverage remains before W005 completion.
diff --git a/REFACTORING-TODO.md b/REFACTORING-TODO.md
index 51039ec..b4090fc 100644
--- a/REFACTORING-TODO.md
+++ b/REFACTORING-TODO.md
@@ -319,4 +319,4 @@ Append one row whenever a task changes status. Existing rows are never rewritten
 | 2026-08-30 | W003 | `TODO` | `STARTED` | Relocated all wallet PostgreSQL and Redis adapter implementations (including tests) from `repository/db` into `infrastructure/postgres` and `infrastructure/redis`; updated bootstrap imports and full Wallet tests pass in `d2580cd`. RabbitMQ, external service, and Stellar adapters remain. |
 | 2026-08-30 | W003 | `STARTED` | `DONE` | Relocated external service clients to `infrastructure/service` and Stellar/Horizon adapters to `infrastructure/stellar`; updated wallet, market, stream, and bootstrap imports; no legacy implementation imports remain; full tests, race tests, vet, and build pass in `d121fc9`. |
 | 2026-08-30 | W004 | `STARTED` | `DONE` | Added the `application/walletread` boundary and routed asset, commission, network, price, health, balance, check-balance, transaction-list, asset-catalog, and blockchain-balance reads through it; protobuf conversion and error mapping remain compatible; full Wallet tests pass in `5b17c82`. Wallet-balance synchronization is a mutation deferred to later wallet work. |
-| 2026-08-30 | W005 | `TODO` | `STARTED` | Added `application/walletinit` for identity preconditions, trustline-limit calculation, key recovery, trustline submission, wallet-code generation, wallet-draft construction, repository-backed find-or-create orchestration, and trustline transaction construction; `UserInitWallet` now has explicit commit-on-success/rollback-on-error finalization while preserving operation ordering; full Wallet tests pass in `4e4f2af`. |
+| 2026-08-30 | W005 | `TODO` | `STARTED` | Added `application/walletinit` for identity preconditions, trustline-limit calculation, key recovery, trustline submission, wallet-code generation, wallet-draft construction, repository-backed find-or-create orchestration, trustline transaction construction, and tested commit/rollback finalization; full Wallet tests pass in `3bc9591`. |